American Legal Recovery

These aren`t the only things to consider when dealing with debt collection agencies. We are here to help you answer the above questions and much more. Whether it`s harassment, settlement, payment for deletion, or any other legal issue with American Legal Recovery, agruss Law Firm is here to help. (b) Authorization of actions Nothing in this subchapter shall be construed as permitting the bringing of actions by debt collection agencies. If you are harassed by American Legal Recovery due to debt, you may be entitled to damages – up to $1,000 for harassment and $500 to $1,500 for illegal robocalls. Under state and federal law, we assist you on the basis of a fee transfer provision and/or success fee, which means that the collection agency pays your attorneys` fees and expenses. They don`t owe us a penny for our services. We have resolved thousands of harassment cases in debt collection and are ready to help you as well. Contact Agruss Law Firm at 888-572-0176 to end the harassment once and for all.

If necessary, you should also consider the expiry of the limitation period as an affirmative defence. The limitation period is essentially the length of time a person has to take legal action against another person or company. If the facts of your case indicate that American Recovery Service filed a lawsuit after the statute of limitations expired, you can file a motion to dismiss the recovery action. SoloSuit can help you navigate this process and complete the necessary documents that must be filed with the court. (a) Jurisdiction Any debt collection agency that takes legal action for a debt against a consumer must – The communication has continued, so another lawyer sent a second letter to the legal aid clinic in August 2012. Finally, a lawsuit was filed in U.S. District Court accusing ARSI of the following violations: American Recovery Service Inc.`s phone numbers are 1-805-379-8500 and 1-888-395-ARSI. If you see one of the two numbers on your caller ID, one of the company`s collection agents will try to contact you. If they engage in illegal activities, such as using an automated dialer to call you over and over again, continue to contact you even after they ask them to stop or try to intimidate you into making payments, contact a lawyer. You may be in debt, but you still have rights.

If you end up suing American Recovery Service Inc., you can receive legal damages of up to $1,000 per violation of the FDCPA. Although it doesn`t sound like it, many of these practices are completely illegal and inappropriate. The most notable problem and complaint can be attributed to the use of the information or the illegal use of the information. As noted in several complaints, the ARS attempted to use inappropriate information to make payments through superficial and veiled threats. (2) in the case of an action not described in subsection (1), bring such an action only in the judicial district or a similar legal entity – Hello Corinna. Debt collection agencies cannot threaten you with legal action unless they plan to do so. They must provide you with a debt review letter when you request it – preferably with a certified letter. I want to talk to you about appeals, call me at 312 300 5996.Thank you, Mike What damages can I get under the Fair Debt Collection Practices Act? If a debt collection agency violates a section of the FDCPA, you are entitled to damages of up to $1,000.00. You may also be entitled to actual damages if the breach caused you expenses. For example, if a debt collection agency threatens to take legal action to get you to pay the debt, you may be able to recover your payment as actual damage.

(13) Misrepresentation or implication that the documents are a legal proceeding. According to PACER**, Joan Whilden, a senior who had defaulted on her bill payments, received a letter from American Recovery Service Inc. in May 2011 demanding payment of a debt she owed to JC Penney. Ms Whilden turned to a legal aid lawyer in Chicago who wrote to arSI in May to inform her: (5) The threat to take action that cannot or is not legally provided to be taken. (A) the nature, amount or legal status of a debt; or As mentioned earlier, consumers have the opportunity to overturn the proverbial table and take legal action against a debt collection agency. The legal mechanism that gives consumers the opportunity to take legal action is the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal law enacted in 1977 with the goal of protecting consumers from harassment and the threat of debt collectors who have used abusive and unethical tactics to receive payments for overdue debts. Under the FDCPA, a consumer has the following legal rights and protections: (B) in the case of a class action, (i) the amount for each designated plaintiff that could be recovered under subsection (A), and (ii) the amount that the court may authorize all other class action plaintiffs not to exceed the lesser amount of $500,000 or 1% of the collector`s net assets, independently of an individual minimum recovery; and Do I have to pay your fees and expenses to help me with my consumer case? Lol We handle consumer law cases on the basis of a deferral of fees and/or success fees. This means that either the other party pays your fees and costs, or we cover a percentage of your recovery.

Whether it is a case of transfer of fees or a case of success fees, we will not be paid unless you are paid, and you will never owe us a penny for our time. Hello Eboni. Debt collection agencies like to threaten consumers, especially with lawsuits, and fortunately, consumers are protected by law and so you can`t get your wages seized without a court order. While some debt collectors do, many do not. I`d like to talk to you about the calls and see how I can help you solve this problem. I will call you and we can discuss how they are. Thank you, Mike (1) in the event of a lawsuit to assert an interest in real property that guarantees the consumer`s obligation to bring such a lawsuit only in a judicial district or similar legal entity where that property is located; or The content of this article is for informational purposes only and should not be construed as legal advice. If you take legal action against American Recovery Service Inc or another third-party debt collection agency, you may not be entitled to compensation.

If you have been contacted by the American Recovery Service and have been exposed to some or all of these dubious tactics, you may be able to take legal action against the company and obtain financial damages. In addition, many complaints indicate that representatives verbally insulted consumers and their family members. The rules and laws of the Fair Debt Collection Practices Act (FDCPA) explicitly state that a debt collection agency may not verbally harass and/or abuse the consumer or contact their relatives to collect the claim. This clearly shows that the ARS carries out illegal collections and applies illegal methods and practices.

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